Snel naar
\nWat valt onder de dekking | Vergoedingen | Wat te doen bij schade | Veelgestelde vragen | Contact

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Waarvoor ben ik verzekerd met de dekking bagage?

\n\n

Met de deze aanvullende dekking ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage. Je kan kiezen voor een eigen risico van € 0,- of € 50,- en je kan ervoor kiezen om een extra dekking af te sluiten voor geld of je hobby- en sportuitrusting. Zo ga je met een gerust gevoel op reis.

\n\n

\n"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoedingen","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Wat wordt vergoed met deze dekking?

\n\n

In onderstaande tabel zie je welk bedrag maximaal wordt vergoed bij schade of diefstal. De dekkingen ‘geld’ en ‘hobby-/sportuitrusting’ kun je apart verzekeren.

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\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n Bagage \n	\n Dekking \n
\n Per verzekerde per reis: \n	€ 4.100,-
\n Brillen en contactlenzen \n	\n € 1.100,- \n
\n (huur)fiets, E-bike en fietsaanhanger \n	\n € 1.100,- \n
\n Mobiele telefoon \n	\n € 1.100,- \n
\n Sieraden, horloges, bont, zilver, goud, edelstenen, parels, muziekinstrumenten \n	\n € 1.100,- \n
\n Hobby-/sportuitrusting per item \n	\n € 1.100,- \n
\n Prothesen, hoorapparaten, tandbeugels \n	\n € 2.600,- \n
\n Artikelen die bestemd zijn ter schenking \n	\n € 1.100,- \n
\n Tijdens de reis gekochte artikelen, zoals cadeaus en souvenirs \n	\n € 600,- \n
Drones	€ 600,-
\n Digitale/elektronische apparatuur inclusief toebehoren, zoals camera, foto-, film en videoapparatuur, laptop, tablet, spelcomputer \n	€ 3.100,-
\n Per gezelschap per reis: \n
\n Autoradio en niet ingebouwd navigatiesysteem \n	\n € 1.600,- \n
\n Gereedschap en reserve onderdelen \n	\n € 600,- \n
\n Eigen risico bagage per schadegebeurtenis \n	\n € 0,- of € 50,- \n
\n Geld \n
\n Per verzekerde reis \n	\n € 350,- \n
\n Per reisgezelschap \n	\n € 600,- \n
\n Extra bedrag Hobby-/sportuitrusting \n
\n Per reisgezelschap per reis \n	\n € 3.500,- \n

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"wat-doen-bij-schade","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Wat moet ik doen bij schade, verlies of diefstal van bagage?

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Bij diefstal

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Geef diefstal of vermissing van bagage direct aan bij de politie. Zorg er altijd voor dat je een kopie van het proces-verbaal krijgt. Dit is niet alleen nodig om je schade te kunnen verhalen, maar ook om jouw spullen op te sporen of terug te sturen als ze worden gevonden. Meld vervolgens je schade bij ons.

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Bij beschadigde bagage

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Is je bagage beschadigd? Bewaar de beschadigde bagage en maak er foto's van.

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Bij verloren bagage

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Is je bagage verloren op een luchthaven/vliegveld? Laat jouw luchtvaartmaatschappij dan een zogenoemd PIR-document opmaken (PIR staat voor Property Irregularity Report).

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Schade melden bij je verzekering

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Diefstal, beschadiging of verlies: bij de ANWB Reisverzekering kan je eenvoudig zelf je schade melden via Mijn ANWB. Wij gaan direct voor je aan de slag.

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Snel naar
\nWaarom deze dekking | Wat valt onder de dekking | Vergoedingen | Veelgestelde vragen

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"waarom","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Waarom een aanvullende dekking medische kosten?

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Als je woont of werkt in Nederland ben je verplicht om een Nederlandse zorgverzekering te hebben. Met deze verzekering heb je recht op onvoorziene noodzakelijke zorg in de hele wereld. Ziekenhuiskosten worden vergoed tot maximaal het Nederlands tarief. Kosten die hoger zijn moet je meestal zelf betalen.
\n
\nAls je op vakantie ziek wordt en moet worden opgenomen, kunnen de kosten al snel oplopen. In sommige landen ga je bijvoorbeeld vaak naar een privékliniek. Je zorgkosten komen dan vaak boven het Nederlandse tarief uit, waardoor je zorgverzekering niet alle kosten dekt. Met de aanvullende dekking medische kosten bij je ANWB Reisverzekering ben je verzekerd voor dit soort onvoorziene medische kosten.
\n
\nGa je op vakantie? Dan is het verstandig om je zorgverzekering na te lopen. Misschien heb je vorig jaar de aanvullende dekkingen aangepast omdat de kosten te hoog waren of omdat je hier jaren geen gebruik van hebt gemaakt. Controleer je zorgverzekering en bepaal of je aanvullende dekkingen nodig hebt bij je reisverzekering.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Waarvoor ben ik verzekerd met deze dekking?

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Je bent verzekerd voor alle onvoorziene, noodzakelijke medische kosten en opnames als je tijdens jouw reis behandeld moet worden.
Je bent verzekerd voor repatriëring na medische hulp vanuit het buitenland door bijvoorbeeld ziekte, een ongeval, overlijden of als je extra vervoer- en verblijfskosten heb gemaakt.
We vergoeden het wettelijke eigen risico van € 385,- van jouw zorgverzekering.
Moet je in Nederland nabehandeld worden? Dan vergoeden wij de behandelingen tot een half jaar na het ongeval.

\n\n

Let op: maak je medische kosten? Neem dan altijd contact op met de ANWB Alarmcentrale.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","references":[],"pagecontentdocument":{"uuid":"67c47079-046f-4fbf-9cd1-afdfeb344b6c"},"contentType":"anwb:pagecontent"},{"contentType":"hippostd:html","value":"

Wat wordt vergoed?

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\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n Medische kosten \n	\n Compleet \n
In het buitenland (m.u.v. tandheelkundige kosten)	Kostprijs
\n In Nederland per verzekerde (m.u.v. tandheelkundige kosten) \n	€ 1.600,-
\n Tandheelkundige kosten per verzekerde \n	€ 600,-
\n Medische kosten per huisdier \n	€ 150,-

\n\n

* Neem voordat je medische kosten maakt altijd contact op met de ANWB Alarmcentrale.

"},{"contentType":"hippostd:html","value":"

Goed voorbereid met de juiste dekkingen

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Als je op reis gaat is het verstandig om een aanvullende dekking medische kosten af te sluiten. Maar denk ook aan het afsluiten van een werelddekking als je bijvoorbeeld naar Curaçao of een ander land buiten Europa op vakantie gaat. Of misschien ben je van plan om te gaan paragliden op jouw vakantie? Deze sport is standaard niet meeverzekerd en valt onder een gevaarlijke sport. Sluit daarom de extra dekking bijzondere sporten af, zodat jij zorgeloos kunt genieten van jouw vakantie. Meer lezen over alle aanvullende dekkingen? Bekijk het overzicht.

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Snel naar
\nVergoedingen | Veelgestelde vragen

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Waarvoor ben ik verzekerd met de dekking ongevallen?

\n\n

Met de aanvullende dekking ongevallen ontvang jij of jouw nabestaanden een eenmalige uitkering bij overlijden of bij blijvende invaliditeit door een ongeval tijdens de reis.

\n\n

\n"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoeding","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Welk bedrag wordt uitgekeerd?

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Als er een ongeval plaatsvindt tijdens je reis heb je met deze aanvullende dekking recht op de volgende uitkeringen:

\n\n

Bij blijvende invaliditeit: maximaal € 100.000,-;
In geval van overlijden: € 35.000,-.

"}],"social":{"name":"anwb:social","displayName":"anwb:social","socialTitle":"Dekking ongevallen reisverzekering | ANWB","socialDescription":"Met de dekking ongevallen heb je recht op een uitkering als je na een ongeval tijdens je reis blijvend invalide raakt of overlijdt.","contentType":"anwb:social"},"search":{"name":"anwb:search","displayName":"anwb:search","excludefromsearchindex":false,"canonical":"","seotitle":"Dekking ongevallen reisverzekering | ANWB","seodescription":"Met de dekking ongevallen heb je recht op een uitkering als je na een ongeval tijdens je reis blijvend invalide raakt of overlijdt.","contentType":"anwb:search","documentType":"anwb:search"},"aside":[{"uuid":"e7c6ddc5-293e-465c-8acc-a20a6eed8f1c"}],"collectioncontentdocument":{"uuid":"8569890d-0ebe-419b-b0bf-71fd0cd6390f"},"collectionproductsdocument":null,"seocontent":{"contentType":"hippostd:html","value":""},"stickysubnavigation":false,"authenticated":false,"localeString":"nl","contentType":"anwb:artikeldocument","documentType":"anwb:artikeldocument","id":"607cc4b6-0f16-43ab-9352-48f49e7b04f5"}},"u3e117057c1a74fde9c713b3e131503b8":{"type":"document","links":{"site":{"href":"/reisverzekering/dekkingen/wereld-of-europa","type":"internal"}},"meta":{},"data":{"name":"wereld-of-europa","displayName":"Wereld of Europa","customfeatureflagid":"","content":"Ga je binnenkort met vakantie? Bij je ANWB Reisverzekering kun je kiezen uit de Europa- of werelddekking. Controleer goed welke dekking je nodig hebt voor jouw bestemming. Want ga je naar een land buiten Europa met vakantie en heb je een Europadekking afgesloten? Dan ben je niet verzekerd. Bekijk hieronder welke landen vallen onder de Europa- en de werelddekking.","header":null,"title":"Werelddekking of Europadekking?","subTitle":"Kies jouw dekkingsgebied","teaser":{"name":"Wereld- of Europadekking?","displayName":"anwb:teaser","links":[],"image":[{"databaseId":"FC3EF2B2-B53A-462A-82E808773F6BC8EE","type":"IMAGE","name":"Dekkingsgebied.png","files":{"original":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/original/Dekkingsgebied-png.png","width":1520,"height":855,"fileSize":486016},"webImage":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/webimage-Dekkingsgebied-png.png","width":800,"height":450,"fileSize":null},"thumbnail":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/thul-Dekkingsgebied-png.png","width":250,"height":141,"fileSize":null},"mini":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/mini-Dekkingsgebied-png.png","width":80,"height":80,"fileSize":null},"Tweet":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Tweet-Dekkingsgebied-png.jpg","width":1024,"height":512,"fileSize":78507},"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/fc3ef2b2-b53a-462a-82e8-08773f6bc8ee/Dekkingsgebied-png","width":null,"height":null,"fileSize":null},"Medium":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Medium-Dekkingsgebied-png.jpg","width":1024,"height":576,"fileSize":80318},"Web 760":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_760-Dekkingsgebied-png.jpg","width":760,"height":429,"fileSize":51144},"LinkedIn":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/LinkedIn-Dekkingsgebied-png.jpg","width":520,"height":320,"fileSize":32495},"Web 380":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_380-Dekkingsgebied-png.jpg","width":380,"height":214,"fileSize":18483},"Web 280":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_280-Dekkingsgebied-png.jpg","width":280,"height":158,"fileSize":12386},"Web 1280":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_1280-Dekkingsgebied-png.jpg","width":1280,"height":723,"fileSize":111846},"Small":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Small-Dekkingsgebied-png.jpg","width":640,"height":360,"fileSize":39598},"Web 560":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_560-Dekkingsgebied-png.jpg","width":560,"height":315,"fileSize":32253},"Linkpost":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Linkpost-Dekkingsgebied-png.jpg","width":1200,"height":628,"fileSize":99585},"Web 640":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_640-Dekkingsgebied-png.jpg","width":640,"height":361,"fileSize":39470},"Web 140":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_140-Dekkingsgebied-png.jpg","width":140,"height":79,"fileSize":6335}}}],"icon":null,"subTitle":"","usps":[],"useDocumentDescription":false,"videoId":"","bullets":[],"description":"Controleer of je een Europa- of werelddekking nodig hebt voor jouw bestemming. Ga je naar een land buiten Europa en heb je een Europadekking afgesloten? Dan ben je niet verzekerd.","contentType":"anwb:teaser","documentType":"anwb:teaser"},"cbitems":[{"contentType":"hippostd:html","value":"

Snel naar
\nEuropadekking | Werelddekking | Aanvullende dekkingen | Veelgestelde vragen | Contact

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","alignment":null,"image":[{"databaseId":"FC3EF2B2-B53A-462A-82E808773F6BC8EE","type":"IMAGE","name":"Dekkingsgebied.png","files":{"Tweet":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Tweet-Dekkingsgebied-png.jpg"},"mini":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/mini-Dekkingsgebied-png.png"},"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/fc3ef2b2-b53a-462a-82e8-08773f6bc8ee/Dekkingsgebied-png"},"webImage":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/webimage-Dekkingsgebied-png.png"},"Medium":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Medium-Dekkingsgebied-png.jpg"},"Web 760":{"width":760,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_760-Dekkingsgebied-png.jpg"},"LinkedIn":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/LinkedIn-Dekkingsgebied-png.jpg"},"Web 380":{"width":380,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_380-Dekkingsgebied-png.jpg"},"Web 280":{"width":280,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_280-Dekkingsgebied-png.jpg"},"Web 1280":{"width":1280,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_1280-Dekkingsgebied-png.jpg"},"Small":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Small-Dekkingsgebied-png.jpg"},"Web 560":{"width":560,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_560-Dekkingsgebied-png.jpg"},"Linkpost":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Linkpost-Dekkingsgebied-png.jpg"},"Web 640":{"width":640,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_640-Dekkingsgebied-png.jpg"},"thumbnail":{"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/thul-Dekkingsgebied-png.png"},"Web 140":{"width":140,"url":"https://merk.anwb.nl/m/6e386282fc7aaeb2/Web_140-Dekkingsgebied-png.jpg"}}}],"imageWidth":null,"contentType":"anwb:image","documentType":"anwb:image"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"europa","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Welke landen vallen onder de Europadekking?

\n\n

Als je kiest voor de dekking Europa, ben je verzekerd in:

\n\n

Nederland
Overige Europese landen, inclusief:\n
- De Azoren
- De Canarische Eilanden
- IJsland
- Madeira
- Rusland tot de Oeral en de Kaukasus
- Turkije
\n
Bepaalde niet-Europese landen of delen van landen aan de Middellandse Zee: \n
- Algerije
- Armenië
- Azerbeidzjan
- Egypte
- Georgië
- Israël
- Libanon
- Libië
- Marokko
- Syrië
- Tunesië
- Turkije (Aziatisch deel)
\n

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"wereld","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Welke landen vallen onder de werelddekking?

\n\n

Staat jouw bestemming niet in het bovenstaande lijstje? Kies dan voor de werelddekking bij je reisverzekering. Hiermee ben je verzekerd in Nederland, Europa én de rest van de wereld. Je kunt de werelddekking tijdelijk afsluiten. Je kunt dit eenvoudig zelf regelen in Mijn ANWB. Je vult hier in hoeveel dagen je op vakantie gaat en ziet direct welke optie het voordeligst is. Je kan namelijk ook je europadekking definitief omzetten naar werelddeking.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"aanvullende-dekkingen","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Aanvullende dekkingen bij je ANWB Reisverzekering

\n\n

Ben je van plan om bijvoorbeeld te gaan sandboarden op jouw verre vakantie? Deze sport valt onder een gevaarlijke sport en is niet standaard verzekerd. Daarom is het verstandig om een aanvullende dekking voor bijzondere sporten én voor medische kosten af te sluiten. Zo kan jij zorgeloos genieten van jouw vakantie. Bekijk het overzicht met alle aanvullende dekkingen voor je ANWB Reisverzekering.

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Ook onvoorziene uitgaven worden vergoed.","contentType":"anwb:teaser","documentType":"anwb:teaser"},"cbitems":[{"contentType":"hippostd:html","value":"

Snel naar
\nWat valt onder de dekking | Welke sporten zijn meeverzekerd | Dekking medische kosten | Veelgestelde vragen | Contact

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Waarvoor ben ik verzekerd met deze dekking?

\n\n

Als je gaat sporten op vakantie wil je goed verzekerd zijn. Sporten zoals schaatsen en langlaufen zijn standaard meeverzekerd op je ANWB Reisverzekering, ook zonder aanvullende dekking. Maar ga je bijvoorbeeld skiën of snowboarden? Dan is het verstandig om de aanvullende dekking wintersport en bijzondere sporten af te sluiten.

\n\n

Met deze aanvullende dekking ben je verzekerd voor de volgende kosten, als je die maakt door wintersport of door bijzondere sporten:

\n\n

Onvoorziene uitgaven, zoals de kosten van vervoer per helikopter.
Kosten van skilessen en/of skipas die je vooraf hebt betaald. Wij vergoeden de kosten voor de dagen waar je door ziekte, ongeval of aandoening geen gebruik van kan maken.
Beschadigde, verloren of gestolen uitrusting. Wij vergoeden per verzekerde per reis maximaal het verzekerde bedrag volgens de aanvullende dekking bagage.
Huur van vervangende uitrusting als jouw eigen uitrusting beschadigd, gestolen of verloren raakt tijdens de reis.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"welke-sporten","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

\n\n\n

Welke sporten zijn meeverzekerd?

\n\n

Met de dekking wintersport en bijzondere sporten ben je verzekerd voor veel verschillende sporten. Maar houd er rekening mee dat sommige wintersporten zoals snowscooteren, ijsklimmen of off-piste skiën uitgezonderd zijn. Wil je weten of jouw sport verzekerd is? Bekijk ons overzicht.

"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"medische-kosten","contentType":"anwb:anchorpoint"},{"contentType":"hippostd:html","value":"

Verzeker je ook voor medische kosten

\n\n

Medische kosten vallen niet onder de dekking wintersport en bijzondere sporten. Daarom adviseren wij je om naast de dekking wintersport en bijzondere sporten ook altijd de aanvullende dekking medische kosten af te sluiten. Deze dekking is een aanvulling op je Nederlandse zorgverzekering, waarmee je verzekerd bent tegen onvoorziene medische kosten tijdens je vakantie.

\n\n

Wil je zeker weten dat je de juiste dekkingen hebt afgesloten voor jouw sportieve vakantie? Lees dan meer over sporten en je reisverzekering. Of bekijk direct in dit overzicht welke dekkingen je kan gebruiken voor jouw sport.

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Ga goed verzekerd op reis. De ANWB Reisverzekering is als beste getest door de Consumentenbond.

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Waarvoor ben ik verzekerd met de dekking bagage?

Wat wordt vergoed met deze dekking?

Bagage

Dekking

Per verzekerde per reis:

Per gezelschap per reis:

Eigen risico bagage per schadegebeurtenis

Geld

Extra bedrag Hobby-/sportuitrusting

Wat moet ik doen bij schade, verlies of diefstal van bagage?

Bij diefstal

Bij beschadigde bagage

Bij verloren bagage

Schade melden bij je verzekering

Waarom een aanvullende dekking medische kosten?

Waarvoor ben ik verzekerd met deze dekking?

Wat wordt vergoed?

Medische kosten

Compleet

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Waarvoor ben ik verzekerd met de dekking ongevallen?

Welk bedrag wordt uitgekeerd?

Welke landen vallen onder de Europadekking?

Welke landen vallen onder de werelddekking?

Aanvullende dekkingen bij je ANWB Reisverzekering

Waarvoor ben ik verzekerd met deze dekking?

Welke sporten zijn meeverzekerd?

Verzeker je ook voor medische kosten

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