Soms gebeurt er net vóór of tijdens je vakantie iets, waardoor je niet meer op vakantie kunt of halverwege moet afbreken. Dan is het prettig om terug te kunnen vallen op je annuleringsverzekering. Deze kun je uitbreiden met aanvullende dekkingen. Je bent standaard verzekerd voor elke bestemming binnen Europa. Wil je ook buiten Europa verzekerd zijn? Kies dan voor de werelddekking.

\n\n

* Combineer nu de ANWB Doorlopende Annuleringsverzekering met de ANWB Doorlopende Reisverzekering en ontvang 15% korting.

"},"contentType":"anwb:richtext"}],"aside":[],"collectioncontentdocument":null,"seocontent":{"contentType":"hippostd:html","value":""},"layoutLeft":false,"localeString":"nl","contentType":"anwb:artikeldocument","documentType":"anwb:artikeldocument","id":"9baa7daf-d3f1-4589-ab88-a5a48213a215"}},"ue2813cb97b03423181513eb3efb29a25":{"type":"document","links":{"site":{"href":"/reisverzekering/dekkingen/bagage","type":"internal"}},"meta":{},"data":{"name":"bagage","displayName":"Bagage","customfeatureflagid":"","content":"Ga je binnenkort met vakantie naar het buitenland? Dan neem je vaak flink wat persoonlijke spullen mee. Met deze aanvullende dekking bij je ANWB Reisverzekering ben je verzekerd tegen beschadiging, diefstal en verlies van je bagage.","header":null,"title":"Dekking bagage","authenticated":false,"search":{"name":"anwb:search","displayName":"anwb:search","seotitle":"Dekking bagage reisverzekering | ANWB","seodescription":"Met deze aanvullende dekking bij je ANWB Reisverzekering ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage.","canonical":"","excludefromsearchindex":false,"contentType":"anwb:search","documentType":"anwb:search"},"teaser":{"name":"Dekking bagage","displayName":"anwb:teaser","image":[{"databaseId":"D9DDF330-8144-4994-84502A918E017210","type":"IMAGE","name":"Campingshoot 2020 167","files":{"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/d9ddf330-8144-4994-8450-2a918e017210/Campingshoot-2020-167","width":null,"height":null,"fileSize":null}},"selectedFile":{"url":"https://merk.anwb.nl/transform/d9ddf330-8144-4994-8450-2a918e017210/Campingshoot-2020-167","width":null,"height":null,"fileSize":null}}],"links":[],"icon":null,"description":"Als je gaat reizen neem je ook persoonlijke spullen mee. Met deze aanvullende dekking is jouw bagage goed verzekerd voor beschadiging, diefstal en verlies.","subTitle":"","usps":[],"videoId":"","useDocumentDescription":false,"bullets":[],"contentType":"anwb:teaser","documentType":"anwb:teaser"},"social":{"name":"anwb:social","displayName":"anwb:social","socialTitle":"Dekking bagage reisverzekering | ANWB","socialDescription":"Met deze aanvullende dekking bij je ANWB Reisverzekering ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage.","contentType":"anwb:social"},"collectionproductsdocument":null,"subTitle":"Verzekerd voor beschadiging, diefstal en verlies","stickysubnavigation":false,"cbitems":[{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Waarvoor ben ik verzekerd met de dekking bagage?

\n\n

Met de deze aanvullende dekking ben je verzekerd voor beschadiging, diefstal en verlies van je bagage zoals kleding, sieraden en je smartphone. Je kan kiezen voor een eigen risico van € 0,- of € 50,- en je kan ervoor kiezen om een extra dekking af te sluiten voor geld of je hobby- en sportuitrusting.
\n
\nJe hobby- en sportuitrusting is standaard verzekerd voor € 1.100,- per item, per verzekerde, per reis. Wil je dit bedrag verhogen? Kies dan de aanvullende dekking hobby- en sportuitrusting. Wil je verlies en diefstal van geld meeverzekeren? Kies dan de aanvullende dekking geld.

\n\n

\n"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoedingen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Wat wordt vergoed met deze dekking?

\n\n

Hieronder zie je een paar voorbeelden welk bedrag maximaal wordt vergoed bij schade of diefstal per verzekerde per schadegebeurtenis. De aanvullende dekkingen geld en hobby- en sportuitrusting kun je apart verzekeren.

\n\n

Brillen en contactlenzen € 1.100,-
Drones € 600,-
Geld € 350,-
Smartphone € 1.100,-
Vervangende kleding en toiletartikelen € 600,-

\n\n

Hobby- & sportuitrusting

\n\n

Standaard is je uitrusting verzekerd voor € 1.100,- per item. Door deze aanvullende dekking af te sluiten, verhoog je dit tot € 3.500,-.

\n\n

Geld

\n\n

Met deze dekking ben je verzekerd bij diefstal en verlies van geld. Per verzekerde per reis geldt een maximale vergoeding van € 350,-. Per reisgezelschap is dit € 600,-.
\n
\nGa naar de polisvoorwaarden voor het hele vergoedingenoverzicht.

"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"wat-doen-bij-schade","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Wat moet ik doen bij schade, verlies of diefstal van bagage?

\n\n

Bij diefstal

\n\n

Geef diefstal of vermissing van bagage direct aan bij de politie. Zorg er altijd voor dat je een kopie van het proces-verbaal krijgt. Dit is niet alleen nodig om je schade te kunnen verhalen, maar ook om jouw spullen op te sporen of terug te sturen als ze worden gevonden. Meld vervolgens je schade bij ons.

\n\n

Bij beschadigde bagage

\n\n

Is je bagage beschadigd? Bewaar de beschadigde bagage en maak er foto's van.

\n\n

Bij verloren bagage

\n\n

Is je bagage verloren op een luchthaven/vliegveld? Laat je luchtvaartmaatschappij dan een zogenoemd PIR-document opmaken (PIR staat voor Property Irregularity Report).

\n\n

Wat moet ik doen als ik schade heb door bijvoorbeeld diefstal, beschadiging of verlies?

\n\n

Via Mijn ANWB kan je zelf gemakkelijk, snel en 24 uur per dag bijna iedere schade melden. Waar je ook bent, wij gaan direct voor je aan de slag. Meld je schade via Mijn ANWB.

"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vragen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","accordiondocument":{"uuid":"b03c1cdc-fedf-40ee-ad98-44e7ad6e61e7"},"contentType":"anwb:accordion","documentType":"anwb:accordion"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking-toevoegen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Voeg de aanvullende dekking toe aan je ANWB Reisverzekering

\n\n

Bij een nieuwe verzekering kun je de dekking voor bagage direct toevoegen aan je polis. Heb je al een ANWB Reisverzekering? Regel het gemakkelijk en snel zelf via Mijn ANWB.

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"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"waarom","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Waarom een aanvullende dekking medische kosten?

\n\n

Als je woont of werkt in Nederland ben je verplicht om een Nederlandse zorgverzekering te hebben. Met deze verzekering heb je recht op onvoorziene noodzakelijke zorg in de hele wereld. Ziekenhuiskosten worden vergoed tot maximaal het Nederlands tarief. Kosten die hoger zijn moet je meestal zelf betalen.
\n
\nAls je op vakantie ziek wordt en moet worden opgenomen, kunnen de kosten al snel oplopen. In sommige landen ga je bijvoorbeeld vaak naar een privékliniek. Je zorgkosten komen dan vaak boven het Nederlandse tarief uit, waardoor je zorgverzekering niet alle kosten dekt. Met de aanvullende dekking medische kosten bij je ANWB Reisverzekering ben je verzekerd voor dit soort onvoorziene medische kosten.
\n
\nGa je op vakantie? Dan is het verstandig om je zorgverzekering na te lopen. Misschien heb je vorig jaar de aanvullende dekkingen aangepast omdat de kosten te hoog waren of omdat je hier jaren geen gebruik van hebt gemaakt. Controleer je zorgverzekering en bepaal of je aanvullende dekkingen nodig hebt bij je reisverzekering.

Waarvoor ben ik verzekerd met de dekking medische kosten?

\n\n

Je bent verzekerd voor alle onvoorziene, noodzakelijke medische kosten en opnames als je tijdens je reis behandeld moet worden.
De vergoeding van het wettelijke eigen risico van je zorgverzekering.
De behandelingen tot een half jaar na het ongeval als je in Nederland nabehandeld moet worden.

\n\n

Heb je medische kosten door een ongeval bij een wintersport of (andere) bijzondere sporten? Dan is dit alleen verzekerd als je ook de dekking wintersport & bijzondere sporten hebt verzekerd.

\n\n

Let op: Maak je medische kosten? Neem dan altijd contact op met de ANWB Alarmcentrale.

"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoedingen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Wat wordt vergoed met deze dekking?

\n\n

Dit krijg je onder andere uitgekeerd per verzekerde per schadegebeurtenis:

\n\n

Medische kosten in buitenland (met uitzondering van tandheelkundige kosten): Kostprijs
Medische kosten in Nederland (kosten die niet door je zorgverzekeraar worden vergoed, waaronder de kosten van het eigen risico van je zorgverzekering): € 1.600,-.
Tandheelkundige kosten: € 600,-.
Medische kosten huisdier: € 150,-.

"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Goed voorbereid met de juiste dekkingen

\n\n

Als je op reis gaat is het verstandig om een aanvullende dekking medische kosten af te sluiten. Maar denk ook aan het afsluiten van een werelddekking als je bijvoorbeeld naar Curaçao of een ander land buiten Europa op vakantie gaat.
\n
\nBen je van plan om te gaan langlaufen, mountainbiken of skieën op vakantie? Denk dan wel aan het afsluiten van de aanvullende dekking wintersport en bijzondere sporten. Bekijk het overzicht in de voorwaarden om te kijken welke sport verzekerd is.

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Voeg de aanvullende dekking toe aan je ANWB Reisverzekering

\n\n

Bij een nieuwe verzekering kun je de dekking voor medische kosten direct toevoegen aan je polis. Heb je al een ANWB Reisverzekering? Regel het gemakkelijk en snel via Mijn ANWB.

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Snel naar
\nVergoedingen | Dekking toevoegen | Contact

Waarvoor ben ik verzekerd met de dekking ongevallen?

\n\n

Met de aanvullende dekking ongevallen ontvang jij of je nabestaanden een eenmalige uitkering bij overlijden of blijvende invaliditeit door een ongeval tijdens je reis. Met deze dekking beperk je de financiële gevolgen van blijvende invaliditeit of overlijden. Bijvoorbeeld gemiste inkomsten doordat je niet kunt werken of de kosten van een uitvaart.

\n\n

\n"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoeding","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Wat wordt er vergoed met deze dekking?

\n\n

Dit krijg je vergoed per verzekerde per schadegebeurtenis:

\n\n

Bij blijvende invaliditeit: maximaal € 100.000,-;
In geval van overlijden: € 35.000,-.

\n\n

Let op: De dekking reisongevallen vergoedt alleen bij blijvende invaliditeit of overlijden. Kies voor zorgkosten, zoals een gebroken been, voor de aanvullende dekking medische kosten.

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Voeg de aanvullende dekking toe aan je ANWB Reisverzekering

\n\n

Bij een nieuwe verzekering kun je de dekking voor ongevallen direct toevoegen aan je polis. Heb je al een ANWB Reisverzekering? Regel het gemakkelijk en snel zelf via Mijn ANWB.

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"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","alignment":null,"source":[{"databaseId":"FC3EF2B2-B53A-462A-82E808773F6BC8EE","type":"IMAGE","name":"Dekkingsgebied.png","files":{"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/fc3ef2b2-b53a-462a-82e8-08773f6bc8ee/Dekkingsgebied-png"}}}],"imageWidth":"full","alttext":"Infographic. Informatie komt terug in de onderstaande tekst.","contentType":"anwb:imagelarge"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

Klik om de afbeelding te vergroten.

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Welke landen vallen onder de Europadekking?

\n\n

Als je kiest voor de dekking Europa, ben je verzekerd in:

\n\n

Nederland
Overige Europese landen, inclusief:\n
- De Azoren
- De Canarische Eilanden
- IJsland
- Madeira
- Rusland tot de Oeral en de Kaukasus
- Turkije
\n
Bepaalde niet-Europese landen of delen van landen aan de Middellandse Zee: \n
- Algerije
- Armenië
- Azerbeidzjan
- Egypte
- Georgië
- Israël
- Libanon
- Libië
- Marokko
- Syrië
- Tunesië
- Turkije (Aziatisch deel)
\n

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Welke landen vallen onder de werelddekking?

\n\n

Staat jouw bestemming niet in het bovenstaande lijstje? Kies dan voor de werelddekking bij je reisverzekering. Hiermee ben je verzekerd in Nederland, Europa én de rest van de wereld. Voeg de wereld- of europadekking gemakkelijk en snel toe aan je ANWB Reisverzekering in Mijn ANWB. Je vult hier in hoeveel dagen je op vakantie gaat en ziet direct welke optie het voordeligst is. Je kan namelijk ook je Europadekking definitief omzetten naar werelddekking.

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Aanvullende dekkingen bij je ANWB Reisverzekering

\n\n

Met de dekking wintersport & bijzondere sporten ben je verzekerd voor veel verschillende sporten, zoals langlaufen, mountainbiken of skieën. Op de piste of tijdens een andere sport kan een ongeval in een klein hoekje zitten. De kosten als gevolg van een ongeval kunnen snel hoog oplopen.
\n
\nSluit daarom de aanvullende dekking voor bijzondere sporten én voor medische kosten. Zo kan jij zorgeloos genieten van jouw vakantie.
\n
\nWil je weten of jouw sport verzekerd is? Bekijk het overzicht in de polisvoorwaarden.

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Voeg de aanvullende dekking toe aan je ANWB Reisverzekering

\n\n

Bij een nieuwe verzekering kun je de Europa- of werelddekking direct toevoegen aan je polis. Heb je al een ANWB Reisverzekering? Regel het gemakkelijk en snel zelf via Mijn ANWB.

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Waarvoor ben ik verzekerd met deze dekking?

\n\n

Als je gaat sporten op vakantie wil je goed verzekerd zijn. Sporten zoals schaatsen en langlaufen zijn standaard meeverzekerd op je ANWB Reisverzekering, ook zonder aanvullende dekking. Maar ga je bijvoorbeeld skiën of snowboarden? Dan is het verstandig om de aanvullende dekking wintersport en bijzondere sporten af te sluiten.

\n\n

Met deze aanvullende dekking ben je verzekerd voor de volgende kosten, als je die maakt door wintersport of door bijzondere sporten:

\n\n

Onvoorziene uitgaven, zoals de kosten van vervoer per helikopter.
Kosten van skilessen en/of skipas die je vooraf hebt betaald. Wij vergoeden de kosten voor de dagen waar je door ziekte, ongeval of aandoening geen gebruik van kan maken.
Beschadigde, verloren of gestolen sportuitrusting. Wij vergoeden per verzekerde per reis maximaal het verzekerde bedrag volgens de aanvullende dekking bagage.
Huur van vervangende uitrusting als jouw eigen uitrusting beschadigd, gestolen of verloren raakt tijdens de reis.

Wat wordt er vergoed met deze dekking?

\n\n

Dit krijg je onder andere vergoed per verzekerde per schadegebeurtenis:

\n\n

\n
Kosten voor hulpverlening.
\n
Je uitrusting (ook als je deze huurt) bij diefstal of schade.
\n
Niet gebruikte dagen van je gehuurde uitrusting, niet gevolgde lessen en niet gebruikte dagen van je skipas: Kostprijs

"},"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"welke-sporten","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","document":null,"html":{"contentType":"hippostd:html","value":"

\n\n\n

Welke sporten zijn meeverzekerd?

\n\n

Met de dekking wintersport en bijzondere sporten ben je verzekerd voor veel verschillende sporten, zoals langlaufen, mountainbiken en skieën. Maar houd er rekening mee dat sommige wintersporten zoals off-piste skiën uitgezonderd zijn.

\n\n

Wil je zeker weten of en hoe je sport verzekerd is?

\n\n

Ga dan naar ons overzicht in de polisvoorwaarden.

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Verzeker je ook voor medische kosten

\n\n

Medische kosten vallen niet onder de dekking wintersport en bijzondere sporten. Daarom adviseren wij je om naast de dekking wintersport en bijzondere sporten ook altijd de aanvullende dekking medische kosten af te sluiten.

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Voeg de aanvullende dekking toe aan je ANWB Reisverzekering

\n\n

Bij een nieuwe verzekering kun je de dekking voor wintersport en bijzondere sporten direct toevoegen aan je polis. Heb je al een ANWB Reisverzekering? Regel het gemakkelijk en snel zelf via Mijn ANWB.

Ga goed verzekerd op reis. De ANWB Reisverzekering is als beste getest door de Consumentenbond.

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Nog niet gevonden wat je zoekt? Neem contact op met een van onze collega’s. Via onderstaande link vind je alle contact gegevens voor verzekeren.

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