Snel naar
\nWat valt onder de dekking | Vergoedingen | Wat te doen bij schade | Veelgestelde vragen | Contact

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"dekking","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Waarvoor ben ik verzekerd met de dekking bagage?

\n\n

Met de deze aanvullende dekking ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage. Je kan kiezen voor een eigen risico van € 0,- of € 50,- en je kan ervoor kiezen om een extra dekking af te sluiten voor geld of je hobby- en sportuitrusting. Zo ga je met een gerust gevoel op reis.

\n\n

\n"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoedingen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Wat wordt vergoed met deze dekking?

\n\n

In onderstaande tabel zie je welk bedrag maximaal wordt vergoed bij schade of diefstal. De dekkingen geld en hobby-/sportuitrusting kun je apart verzekeren.

\n\n

\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n Bagage \n	\n Dekking \n
\n Per verzekerde per reis: \n	€ 4.100,-
\n Brillen en contactlenzen \n	\n € 1.100,- \n
\n (huur)fiets, E-bike en fietsaanhanger \n	\n € 1.100,- \n
\n Mobiele telefoon \n	\n € 1.100,- \n
\n Sieraden, horloges, bont, zilver, goud, edelstenen, parels, muziekinstrumenten \n	\n € 1.100,- \n
\n Hobby-/sportuitrusting per item \n	\n € 1.100,- \n
\n Prothesen, hoorapparaten, tandbeugels \n	\n € 2.600,- \n
\n Artikelen die bestemd zijn ter schenking \n	\n € 1.100,- \n
\n Tijdens de reis gekochte artikelen, zoals cadeaus en souvenirs \n	\n € 600,- \n
Drones	€ 600,-
\n Digitale/elektronische apparatuur inclusief toebehoren, zoals camera, foto-, film en videoapparatuur, laptop, tablet, spelcomputer \n	€ 3.100,-
\n Per gezelschap per reis: \n
\n Autoradio en niet ingebouwd navigatiesysteem \n	\n € 1.600,- \n
\n Gereedschap en reserve onderdelen \n	\n € 600,- \n
\n Eigen risico bagage per schadegebeurtenis \n	\n € 0,- of € 50,- \n
\n Geld \n
\n Per verzekerde reis \n	\n € 350,- \n
\n Per reisgezelschap \n	\n € 600,- \n
\n Extra bedrag Hobby-/sportuitrusting \n
\n Per reisgezelschap per reis \n	\n € 3.500,- \n

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"wat-doen-bij-schade","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Wat moet ik doen bij schade, verlies of diefstal van bagage?

\n\n

Bij diefstal

\n\n

Geef diefstal of vermissing van bagage direct aan bij de politie. Zorg er altijd voor dat je een kopie van het proces-verbaal krijgt. Dit is niet alleen nodig om je schade te kunnen verhalen, maar ook om jouw spullen op te sporen of terug te sturen als ze worden gevonden. Meld vervolgens je schade bij ons.

\n\n

Bij beschadigde bagage

\n\n

Is je bagage beschadigd? Bewaar de beschadigde bagage en maak er foto's van.

\n\n

Bij verloren bagage

\n\n

Is je bagage verloren op een luchthaven/vliegveld? Laat jouw luchtvaartmaatschappij dan een zogenoemd PIR-document opmaken (PIR staat voor Property Irregularity Report).

\n\n

Schade melden bij je verzekering

\n\n

Diefstal, beschadiging of verlies: bij de ANWB Reisverzekering kan je eenvoudig zelf je schade melden via Mijn ANWB. Wij gaan direct voor je aan de slag.

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vragen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","accordiondocument":{"uuid":"b03c1cdc-fedf-40ee-ad98-44e7ad6e61e7"},"contentType":"anwb:accordion","documentType":"anwb:accordion"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"contact","contentType":"anwb:anchorpoint"}],"aside":[{"uuid":"e7c6ddc5-293e-465c-8acc-a20a6eed8f1c"}],"collectioncontentdocument":{"uuid":"8569890d-0ebe-419b-b0bf-71fd0cd6390f"},"collectionproductsdocument":null,"social":{"name":"anwb:social","displayName":"anwb:social","socialTitle":"Dekking bagage reisverzekering | ANWB","socialDescription":"Met deze aanvullende dekking bij je ANWB Reisverzekering ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage.","contentType":"anwb:social"},"search":{"name":"anwb:search","displayName":"anwb:search","seotitle":"Dekking bagage reisverzekering | ANWB","seodescription":"Met deze aanvullende dekking bij je ANWB Reisverzekering ben je verzekerd tegen diefstal, verlies of beschadiging van je bagage.","excludefromsearchindex":false,"canonical":"","contentType":"anwb:search","documentType":"anwb:search"},"subTitle":"Verzeker jouw waardevolle spullen op vakantie","seocontent":{"contentType":"hippostd:html","value":""},"stickysubnavigation":false,"authenticated":false,"layoutLeft":false,"title":"Dekking bagage","localeString":"nl","contentType":"anwb:artikeldocument","documentType":"anwb:artikeldocument","id":"e2813cb9-7b03-4231-8151-3eb3efb29a25"}},"u9cbcb6faf42c446192ddbcf673111dfb":{"type":"document","links":{"site":{"href":"/reisverzekering/dekkingen/medische-kosten","type":"internal"}},"meta":{},"data":{"name":"medische-kosten","displayName":"Medische kosten","customfeatureflagid":"","header":null,"content":"Ga je binnenkort op vakantie naar het buitenland? Dan is het verstandig om een aanvullende dekking medische kosten af te sluiten. Met deze dekking ben je ook in het buitenland verzekerd voor onvoorziene medische kosten. Bekijk voordat je op vakantie gaat of jij al verzekerd bent voor medische zorg in het buitenland.","teaser":{"name":"Dekking medische kosten","displayName":"anwb:teaser","links":[],"image":[{"databaseId":"1046CE4F-985F-4467-81892E65F91B7C3E","type":"IMAGE","name":"Personenhulpverlening ALC 113.jpg","files":{"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/1046ce4f-985f-4467-8189-2e65f91b7c3e/Personenhulpverlening-ALC-113-jpg","width":null,"height":null,"fileSize":null}},"selectedFile":{"url":"https://merk.anwb.nl/transform/1046ce4f-985f-4467-8189-2e65f91b7c3e/Personenhulpverlening-ALC-113-jpg","width":null,"height":null,"fileSize":null}}],"usps":[],"subTitle":"","useDocumentDescription":false,"videoId":"","bullets":[],"icon":null,"description":"Medische kosten worden in het buitenland niet altijd (volledig) vergoed door jouw zorgverzekeraar. Met de aanvullende dekking medische kosten ben je verzekerd voor zorg, ook op vakantie.","contentType":"anwb:teaser","documentType":"anwb:teaser"},"cbitems":[{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Snel naar
\nWaarom deze dekking | Wat valt onder de dekking | Vergoedingen | Veelgestelde vragen

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"waarom","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Waarom een aanvullende dekking medische kosten?

\n\n

Als je woont of werkt in Nederland ben je verplicht om een Nederlandse zorgverzekering te hebben. Met deze verzekering heb je recht op onvoorziene noodzakelijke zorg in de hele wereld. Ziekenhuiskosten worden vergoed tot maximaal het Nederlands tarief. Kosten die hoger zijn moet je meestal zelf betalen.
\n
\nAls je op vakantie ziek wordt en moet worden opgenomen, kunnen de kosten al snel oplopen. In sommige landen ga je bijvoorbeeld vaak naar een privékliniek. Je zorgkosten komen dan vaak boven het Nederlandse tarief uit, waardoor je zorgverzekering niet alle kosten dekt. Met de aanvullende dekking medische kosten bij je ANWB Reisverzekering ben je verzekerd voor dit soort onvoorziene medische kosten.
\n
\nGa je op vakantie? Dan is het verstandig om je zorgverzekering na te lopen. Misschien heb je vorig jaar de aanvullende dekkingen aangepast omdat de kosten te hoog waren of omdat je hier jaren geen gebruik van hebt gemaakt. Controleer je zorgverzekering en bepaal of je aanvullende dekkingen nodig hebt bij je reisverzekering.

Waarvoor ben ik verzekerd met deze dekking?

\n\n

Je bent verzekerd voor alle onvoorziene, noodzakelijke medische kosten en opnames als je tijdens jouw reis behandeld moet worden.
Je bent verzekerd voor repatriëring na medische hulp vanuit het buitenland door bijvoorbeeld ziekte, een ongeval, overlijden of als je extra vervoer- en verblijfskosten heb gemaakt.
We vergoeden het wettelijke eigen risico van € 385,- van jouw zorgverzekering.
Moet je in Nederland nabehandeld worden? Dan vergoeden wij de behandelingen tot een half jaar na het ongeval.

\n\n

Let op: maak je medische kosten? Neem dan altijd contact op met de ANWB Alarmcentrale.

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","references":[],"pagecontentdocument":{"uuid":"67c47079-046f-4fbf-9cd1-afdfeb344b6c"},"contentType":"anwb:pagecontent"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Wat wordt vergoed?

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\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

\n Medische kosten \n	\n Compleet \n
In het buitenland (m.u.v. tandheelkundige kosten)	Kostprijs
\n In Nederland per verzekerde (m.u.v. tandheelkundige kosten) \n	€ 1.600,-
\n Tandheelkundige kosten per verzekerde \n	€ 600,-
\n Medische kosten per huisdier \n	€ 150,-

\n\n

* Neem voordat je medische kosten maakt altijd contact op met de ANWB Alarmcentrale.

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Goed voorbereid met de juiste dekkingen

\n\n

Als je op reis gaat is het verstandig om een aanvullende dekking medische kosten af te sluiten. Maar denk ook aan het afsluiten van een werelddekking als je bijvoorbeeld naar Curaçao of een ander land buiten Europa op vakantie gaat.
\n
\nBen je van plan om te gaan langlaufen, mountainbiken of skieën op vakantie? Denk dan wel aan het afsluiten van de aanvullende dekking wintersport en bijzondere sporten. Wil je weten of jouw sport verzekerd is? Bekijk het overzicht in de polisvoorwaarden.

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","references":[],"pagecontentdocument":{"uuid":"d9ca8bb5-a552-4f4c-8b0e-77672d669701"},"contentType":"anwb:pagecontent"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","accordiondocument":{"uuid":"2378155d-b42b-4f99-9d48-ad3024e0f2cc"},"contentType":"anwb:accordion","documentType":"anwb:accordion"}],"aside":[{"uuid":"e7c6ddc5-293e-465c-8acc-a20a6eed8f1c"}],"collectioncontentdocument":{"uuid":"8569890d-0ebe-419b-b0bf-71fd0cd6390f"},"collectionproductsdocument":null,"social":{"name":"anwb:social","displayName":"anwb:social","socialTitle":"Dekking medische kosten reisverzekering | ANWB","socialDescription":"Zorgkosten in het buitenland worden niet altijd vergoed door je zorgverzekering. Met deze aanvullende dekking ben je ook op vakantie medisch verzekerd.","contentType":"anwb:social"},"search":{"name":"anwb:search","displayName":"anwb:search","seotitle":"Dekking medische kosten reisverzekering | ANWB","seodescription":"Zorgkosten in het buitenland worden niet altijd vergoed door je zorgverzekering. Met deze aanvullende dekking ben je ook op vakantie medisch verzekerd.","excludefromsearchindex":false,"canonical":"","contentType":"anwb:search","documentType":"anwb:search"},"subTitle":"Verzeker jezelf tegen onvoorziene zorgkosten","seocontent":{"contentType":"hippostd:html","value":""},"stickysubnavigation":false,"authenticated":false,"layoutLeft":false,"title":"Dekking medische kosten","localeString":"nl","contentType":"anwb:artikeldocument","documentType":"anwb:artikeldocument","id":"9cbcb6fa-f42c-4461-92dd-bcf673111dfb"}},"u607cc4b60f1643ab935248f49e7b04f5":{"type":"document","links":{"site":{"href":"/reisverzekering/dekkingen/ongevallen","type":"internal"}},"meta":{},"data":{"name":"ongevallen","displayName":"Ongevallen","customfeatureflagid":"","header":null,"content":"Met de aanvullende dekking ongevallen bij je ANWB Reisverzekering heb je recht op een uitkering wanneer jij of een van jouw medeverzekerden overlijdt of blijvend invalide raakt.","teaser":{"name":"Dekking ongevallen","displayName":"anwb:teaser","links":[],"image":[{"databaseId":"324DFB50-A264-4E3C-B76F1C859426A921","type":"IMAGE","name":"KP_Surfers_04","files":{"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/324dfb50-a264-4e3c-b76f-1c859426a921/KP_Surfers_04","width":null,"height":null,"fileSize":null}},"selectedFile":{"url":"https://merk.anwb.nl/transform/324dfb50-a264-4e3c-b76f-1c859426a921/KP_Surfers_04","width":null,"height":null,"fileSize":null}}],"usps":[],"subTitle":"","useDocumentDescription":false,"videoId":"","bullets":[],"icon":null,"description":"Met de aanvullende dekking ongevallen heb je recht op een uitkering als je na een ongeval tijdens je reis blijvend invalide raakt of overlijdt.","contentType":"anwb:teaser","documentType":"anwb:teaser"},"cbitems":[{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Snel naar
\nVergoedingen | Veelgestelde vragen

Waarvoor ben ik verzekerd met de dekking ongevallen?

\n\n

Met de aanvullende dekking ongevallen ontvang jij of jouw nabestaanden een eenmalige uitkering bij overlijden of bij blijvende invaliditeit door een ongeval tijdens de reis.

\n\n

\n"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"vergoeding","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Welk bedrag wordt uitgekeerd?

\n\n

Als er een ongeval plaatsvindt tijdens je reis heb je met deze aanvullende dekking recht op de volgende uitkeringen:

\n\n

Bij blijvende invaliditeit: maximaal € 100.000,-;
In geval van overlijden: € 35.000,-.

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Snel naar
\nEuropadekking | Werelddekking | Aanvullende dekkingen | Veelgestelde vragen | Contact

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","image":[{"databaseId":"FC3EF2B2-B53A-462A-82E808773F6BC8EE","type":"IMAGE","name":"Dekkingsgebied.png","files":{"transformBaseUrl":{"url":"https://merk.anwb.nl/transform/fc3ef2b2-b53a-462a-82e8-08773f6bc8ee/Dekkingsgebied-png"}}}],"imageWidth":null,"alignment":null,"contentType":"anwb:image","documentType":"anwb:image"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"europa","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Welke landen vallen onder de Europadekking?

\n\n

Als je kiest voor de dekking Europa, ben je verzekerd in:

\n\n

Nederland
Overige Europese landen, inclusief:\n
- De Azoren
- De Canarische Eilanden
- IJsland
- Madeira
- Rusland tot de Oeral en de Kaukasus
- Turkije
\n
Bepaalde niet-Europese landen of delen van landen aan de Middellandse Zee: \n
- Algerije
- Armenië
- Azerbeidzjan
- Egypte
- Georgië
- Israël
- Libanon
- Libië
- Marokko
- Syrië
- Tunesië
- Turkije (Aziatisch deel)
\n

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"wereld","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Welke landen vallen onder de werelddekking?

\n\n

Staat jouw bestemming niet in het bovenstaande lijstje? Kies dan voor de werelddekking bij je reisverzekering. Hiermee ben je verzekerd in Nederland, Europa én de rest van de wereld. Je kunt de werelddekking tijdelijk afsluiten. Je kunt dit gemakkelijk zelf regelen in Mijn ANWB. Je vult hier in hoeveel dagen je op vakantie gaat en ziet direct welke optie het voordeligst is. Je kan namelijk ook je Europadekking definitief omzetten naar werelddeking.

"},"document":null,"contentType":"anwb:richtext"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","anchorpoint":"aanvullende-dekkingen","contentType":"anwb:anchorpoint"},{"name":"anwb:cbitems","displayName":"anwb:cbitems","crosslinktype":"primary","html":{"contentType":"hippostd:html","value":"

Aanvullende dekkingen bij je ANWB Reisverzekering

\n\n

Met de dekking wintersport & bijzondere sporten ben je verzekerd voor veel verschillende sporten, zoals langlaufen, mountainbiken of skieën. Op de piste of tijdens een andere sport kan een ongeval in een klein hoekje zitten. De kosten als gevolg van een ongeval kunnen snel hoog oplopen.
\n
\nSluit daarom de aanvullende dekking voor bijzondere sporten én voor medische kosten. Zo kan jij zorgeloos genieten van jouw vakantie.
\n
\nWil je weten of jouw sport verzekerd is? Bekijk het overzicht in de polisvoorwaarden.

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Snel naar
\nWat valt onder de dekking | Welke sporten zijn meeverzekerd | Dekking medische kosten | Veelgestelde vragen | Contact

Waarvoor ben ik verzekerd met deze dekking?

\n\n

Als je gaat sporten op vakantie wil je goed verzekerd zijn. Sporten zoals schaatsen en langlaufen zijn standaard meeverzekerd op je ANWB Reisverzekering, ook zonder aanvullende dekking. Maar ga je bijvoorbeeld skiën of snowboarden? Dan is het verstandig om de aanvullende dekking wintersport en bijzondere sporten af te sluiten.

\n\n

Met deze aanvullende dekking ben je verzekerd voor de volgende kosten, als je die maakt door wintersport of door bijzondere sporten:

\n\n

Onvoorziene uitgaven, zoals de kosten van vervoer per helikopter.
Kosten van skilessen en/of skipas die je vooraf hebt betaald. Wij vergoeden de kosten voor de dagen waar je door ziekte, ongeval of aandoening geen gebruik van kan maken.
Beschadigde, verloren of gestolen uitrusting. Wij vergoeden per verzekerde per reis maximaal het verzekerde bedrag volgens de aanvullende dekking bagage.
Huur van vervangende uitrusting als jouw eigen uitrusting beschadigd, gestolen of verloren raakt tijdens de reis.

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\n\n\n

Welke sporten zijn meeverzekerd?

\n\n

Met de dekking wintersport en bijzondere sporten ben je verzekerd voor veel verschillende sporten, zoals langlaufen, mountainbiken en skieën. Maar houd er rekening mee dat sommige wintersporten zoals off-piste skiën uitgezonderd is.
\n
\nWil je weten of jouw sport verzekerd is? Bekijk ons overzicht in de polisvoorwaarden.

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Verzeker je ook voor medische kosten

\n\n

Medische kosten vallen niet onder de dekking wintersport en bijzondere sporten. Daarom adviseren wij je om naast de dekking wintersport en bijzondere sporten ook altijd de aanvullende dekking medische kosten af te sluiten.
\n
\nWil je zeker weten dat je de juiste dekkingen hebt afgesloten voor jouw sportieve vakantie? Lees dan meer over sporten en je reisverzekering.

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Waarvoor ben ik verzekerd met de dekking bagage?

Wat wordt vergoed met deze dekking?

Bagage

Dekking

Per verzekerde per reis:

Per gezelschap per reis:

Eigen risico bagage per schadegebeurtenis

Geld

Extra bedrag Hobby-/sportuitrusting

Wat moet ik doen bij schade, verlies of diefstal van bagage?

Bij diefstal

Bij beschadigde bagage

Bij verloren bagage

Schade melden bij je verzekering

Waarom een aanvullende dekking medische kosten?

Waarvoor ben ik verzekerd met deze dekking?

Wat wordt vergoed?

Medische kosten

Compleet

Goed voorbereid met de juiste dekkingen

Waarvoor ben ik verzekerd met de dekking ongevallen?

Welk bedrag wordt uitgekeerd?

Welke landen vallen onder de Europadekking?

Welke landen vallen onder de werelddekking?

Aanvullende dekkingen bij je ANWB Reisverzekering

Waarvoor ben ik verzekerd met deze dekking?

Welke sporten zijn meeverzekerd?

Verzeker je ook voor medische kosten

Reviews ANWB Doorlopende Reisverzekering

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Vragen? Neem contact op

Reisverzekering afsluiten

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